Tuesday, August 25, 2020

Study of the key Mergers Acquisitions of Banco Santande (2002-2010) Free Essays

string(76) it draws in the offering organization to have securing of the objective company. Conceptual Mergers and acquisitions (MA) assume a crucial job in the corporate fund world. For some organizations, M An is wellspring of outer development when organization natural development has reached at top. Globalization of the world economy permits organization growing their activities and furthermore goes up against the local players through mergers and acquisitions. We will compose a custom paper test on Investigation of the key Mergers Acquisitions of Banco Santande (2002-2010) or on the other hand any comparable subject just for you Request Now This examination features the example of overcoming adversity of obtaining of UK bank â€Å"Abbey National† by Spanish Bank †â€Å"Banco Santander† in November 2004.This securing significantly changed the Group Santander’s business profile, gave the development opportunity in most beneficial appealing business sector, differentiated the hazard and generously expanded the market capitalisation. This examination inspects the Santander key improvement post procurement, sway on their budgetary exhibition additionally their drawn out presentation in financial exchange. This cross †outskirt M A has been exceptionally useful for the Santander. Santander keeps on concentrating on conveying an incentive for investors through natural development and acquisitions. Examination of the subject has been shown by a few models. The information and the data source are publisher’s sites, literary works, news, and, different articles. 1. 0 INTRODUCTION Privatization and deregulation have gotten generous changes the budgetary markets since the 1970s. In 1980 deregulation was supported in the EU which brought major auxiliary change. Presentation of the single money in Europe was case of further deregulation, which urged nations to open their business sectors to remote rivalry. Nunnery National had experienced a major change in the only remaining century from a structure society, to effective bank lastly to a â€Å"bid† available. Monastery National was an entrenched household name in the UK. It has been a fruitful business before. Convent National continued to extend through mergers and procurement so as to keep up its market position, nonetheless, broadening of its center organizations and an absence of center brought about huge misfortunes for the gathering from year 2001 had all out loss of ?984million in 2003. In 2001 the Lloyds TSB set proposal to takeover, which was probably going to bring about an enormous piece of the overall industry proprietorship inside the UK by one bank. This was upset by Competition Commission and the Office of Fair Trading as it was against the open intrigue. Santander acknowledged Abbey National as a sheltered venture contrasted with its Latin American banks that have been losing cash throughout the previous two years. Besides, this obtaining for Santander was another enthusiasm for retail banking, which was Abbey National’s quality. Convent National plc and Banco Santander Central Hispano, SA agreed on the standing of a suggested securing by Banco Santander of Abbey on 26 July 2004, which was officially endorsed by the courts and Abbey turned out to be a piece of Grupo Santander on 12 November 2004. 2.0 LITERATURE REVIEW Mergers and acquisitions are wellspring of outside development when natural development is beyond the realm of imagination. For littler organizations there is consistent danger to their proceeded with autonomous presence by the huge player/contender. The terms Mergers takeover are interchangeably utilized in spite of the fact that there is thin differentiation between the two. Merger is revamping of benefits into another association having understanding of both their investors. Merger includes organization of comparative size which diminishes the predominance of one another. A take over is securing of the conventional investors capital by another organization. This might be financed with money installment, an issue of protections or a blend of both. In securing offering organization is bigger and prevailing than the objective organization. Extensively takeovers can be characterized into following three classes †â€Å"Horizontal takeover† †Company working in a similar industry and comparative phase of creation â€Å"Vertical takeover† †Operating at various stages creation inside a similar industry. Vertical takeover might be a push ahead in the creation procedure to make sure about circulation outlet, or a go in reverse in the creation procedure to make sure about the crude material gracefully. â€Å"Conglomerate takeover†-Combining two organizations working in various region of business. When there is universal measurement include it is called cross fringe securing. Legitimization for acquisitions †â€Å"Economic† â€Å"Synergy† †â€Å"When resources and/or activities of two organizations supplement one another, with the goal that entirety of their joined yield is more than individual some†. â€Å"Economies of scale† †â€Å"Similar to above as the size of activity is bigger and better efficiencies/yield are experienced1.† â€Å"Elimination of wasteful management† †â€Å"Acquisition helps supplanting wasteful chief by proficient directors prompting convey better execution and output1.† â€Å"Entry to new markets† †â€Å"Entry to new land and business territory directly without any preparation may not be an affordable alternative so procurement is picked as effective course to expansion.† â€Å"To give basic mass† †â€Å"Smaller organizations experience absence of believability in view of their little size. In light of the expanding significance of R D and brand speculation, blending company’s pool assets to build up minimum amount required to give incomes to fund such requirements1.† â€Å"Means of giving growth† †When organization discovers natural development troublesome then this methodology will be a brisk answer for giving development. â€Å"Market Power share† †Horizontal acquisitions builds piece of the pie and procure imposing business model benefits, while vertical obtaining increment organization power in crude material or circulation. 2. â€Å"Financial â€Å" â€Å"Financial synergy† †If the expense of capital abatements as an immediate consequence of securing. In combination takeover as a result of absence of connection between's the incomes of various organizations lessens the unpredictability of income. These outcomes in diminished business hazard and cost of capital may diminishes. â€Å"Target undervaluation† †â€Å"Target company’s shares are underestimated where capital markets are not effective subsequently organization might be a deal buys†. â€Å"Tax consideration† †Tax depleted organization will be profited with the obtaining of non charge depleted organization so charge permissible advantages can be presented which may balance capital stipend intrigue. â€Å"Increasing procuring per share† †â€Å"Earning per share increments if the offering organization has a more significant expense/acquiring proportion than its objective company†. 3. â€Å"Managerial Motives† †This may likewise emerge if directors are more concerned fulfilling their own target as opposed to with expanding the abundance of investors. Once in a while intentions behind such acquisitions are to expand supervisors pay power. Elements impacting takeovers patterns are as per the following †(i)â€Å"Booming Stock exchange† †With the expansion in share costs it draws in the offering organization to have procurement of the objective organization. You read Investigation of the key Mergers Acquisitions of Banco Santande (2002-2010) in classification Article models (ii) Increase in company’s genuine liquidity and productivity empowers takeover. (iii) Deregulation outside wellspring of money (obligation) all the more effectively accessible in the market. 3.0 RECENT HISTORY †3.1 Origins Growth The Abbey National Building Society was framed after the merger of two long standing structure social orders in 1944. During the time of 1970 and 1980 it picked up notoriety for development changes. In 1988, Abbey National plc was joined as a bank and in 1989 the Society moved business to Abbey National plc. September eleventh assault in New York Enron turned out in 2001 harmed trust in different money related zones. Starting here, Abbey battled from money related misfortunes and a discolored picture. In 2003, the brand name was abbreviated to Abbey. There was significant revamping of the bank in September 2003. In 2004 it turned into a completely claimed auxiliary of Grupo Santander of Spain After two progressive long stretches of misfortunes Abbey came back to benefit in 2004 despite the fact that there was huge expense of rearrangement post procurement charges (?564 million). Monastery was renamed Santander UK in January 2010. Table 1 †Grupo Santander’s Performance correlation in Year 2004 2005 Source †Santander Annual Report 2005 http://www.santandershareholder.com/monetary data/reports-and-distributions/ Table 2-Abbey Full Year Results for the Year 2004 2005- Source †Abbey 2005 Full Year Results †http://www.aboutsantander.co.uk/speculators/budgetary outcomes and-introductions/2005.aspx 3.2 Main financial and lawful conditions in primary market †There has been a decent financial condition for business development till 2007. Market was hit by profound downturn in 2008 which proceeded till 2009. Year 2010 saw the recuperation. Table 3 †Main Economic features 3.3 Strategic turns of events (2002-2010) Santander Consumer kept on building up its two dimensional development methodology †natural and particular acquisitions †with amazing outcomes. Banco Santander has extended its tasks forcefully with a few acquisitions in the most recent decade. Santander system is to follow the plan of action of demonstrated achievement in European and Latin American nations, and

Saturday, August 22, 2020

“A Stranger in the Village” by Baldwin

â€Å"Stranger in the Village† by James Baldwin is about author’s involvement with a little town arranged in Switzerland. Baldwin composes that he is dark and as a result of his race he locals discover him extraordinary and, consequently, captivating. He says that residents have never observed a dark man: â€Å"†¦from all accessible proof no dark man had ever set foot†.Therefore, they are interested about his shade of a skin and it is fascinating for them to see if dark man can ever focus on. Baldwin concedes that little kids fear him on the grounds that a dark man for them was something like fiend. All things considered, Baldwin is treated as an intriguing irregularity, however Baldwin feels that the distinction among whites and blacks doesn’t exist in American culture. He doesn’t need to be viewed as irregularity; rather he needs to be dealt with similarly as human being.The writer frequently alludes to feelings when expounding on clashes whi ch show up in the Swiss town. Specifically, these feelings are shock and astonishment.In such a way, the writer in his article differentiates his experience of being a dark man offering a shrewd study of the historical backdrop of American race relations: â€Å"What one’s creative mind makes of others is directed, obviously, by the laws of one's own character and it is one of the incongruities of dark white relations that, by methods for what the white man envisions the dark man to be, the dark man is empowered to know who the white man is†.The writer says that a quality of bigotry will be constantly present in the public arena, since he was called â€Å"le deal negre† despite his good faith. Moreover, he was blamed for taking wood. In light of such treatment, Baldwin feels obvious anger toward the villagers.Misconception of his appearance prompts misguided judgment of his human validity and results in seeing as a â€Å"living wonder†.  Despite the way that individuals attempt to wipe out prejudice in American culture, racial separation is as yet alive in littler towns and towns. He reasons that nobody appreciates being viewed as an outsider.

Monday, July 27, 2020

Making money my campus job

Making money my campus job Lots of students make money during term by working in their UROPs (Undergraduate Research Opportunities Program), but its worth noting that there are lots of other jobs out there, some of which are barely technical at all. You can browse some of them here, on the financial aid website. EDIT: Timur informs me that these pages are not accessible to non-students. Oops. Sorry! I took some screenshots for your benefit, just so you can get an idea: In fact, thats the source I used to find my job 3 years ago- but the website has thankfully undergone a dramatic improvement in style since then. In any case, you can see that there is a huge list of interesting things you can work on. I have a pretty generous financial aid package, but I pay for all of my own personal expenses myself, with pretty limited support from my parents. Tuition, housing fees, and a few other things are charged directly to my student account, but everything else- food, textbooks, travel, clothes- I pay for myself, so having a campus job definitely helps take money issues off my personal list of things to stress about. (Especially because I like my job, and that list is long enough already.) Ever since my freshman year (sort of), Ive worked at the Computing Help Desk, which is part of Information Services and Technology. (Yeah, ISTs website is sort of an embarrassment, isnt it? Apparently they were planning to replace it with a new, fancy, way better version since forever ago but its still stuck in bureaucracy.) So what does all that mean? Well, IST runs all of the computer related stuff at MITwhich, as you can imagine, makes it a huge department. Within IST there are people in charge of running Athena (the computing environment on the campus computers), the email servers, all of the web space (anything with mit.edu in it), plus tons more stuff. Within IST there is a division called Client Support Services (CSS), and within CSS is there is a group called the Help Desk. If youve ever wondered what its like to be the person on the other end of the line when you place a call to tech support, Im about to tell you. When I show up at ISTs office on Massachusetts Ave, the first thing I pass is the reception desk and the walk-ins area. (Normally there are people around, but I took these pictures after hours.) At walk-ins we deal with clients whose problems are too complicated or hardware-related to solve over the phone. I head around the corner to the call center itself. The whiteboard keeps all the useful information in one place- things like useful phone numbers that we often transfer clients to, updates about network outages, and common problems that weve been seeing lately. I grab my notebook out of the filing cabinet, which also serves as a table for the free food that is occasionally set out for computing consultants. Right now its a little bare, but pizza, Bertuccis rolls (a favorite of any MIT student), and bagels have known to appear on occasion- sometimes just as an incentive to get us through the day (like during the memorable week when an entire mail server was down for several days) or because there were leftovers from some event, meeting or conference that was held in the building. (Yes, after I snapped this photo I did grab a few pieces of candy corn. Yum, candy corn. I miss Halloween.) Then I take a seat at one of the stations, which comes complete with a Mac, PC, telephone, and snazzy headset so I can talk and type at the same time and feel super cool. I log into the computers and follow an absurdly complicated set of instructions to log into the phone system, and wait for calls to come in. While Im waiting, I check out the queue, which is a list of all of the unresolved cases that were still working on. If theres an incoming call, my headset beeps a couple of times to let me know someones on the line. I open up a blank case file and take the call. I talk the client through some troubleshooting steps, and if Im lucky (and they have an easy question), I can solve it easily. If Im totally stumped, unable to deal with directly (sometimes the solution requires superpowers within IST that are not normally rewarded to students), or dont get anywhere after a certain length of time, I write down everything that happened in the case file and add it to the queue, so that other consultants can take a look at it and try their luck. What sort of stuff do we deal with? Lots of stuff -theres a whole list of software which we recommend and support. IST provides MIT users with all of the stuff theyll need to get through their virtual lives at MIT- generic stuff like email clients, calendar applications, file transfer applications, file backup systems, and more specific stuff useful to MITs system (complete with their own set of MIT-specific configuration settings): Fetch, SecureFX, Kerberos, web certificates. We troubleshoot connectivity problems, email problems, software problems, hardware problems, printer installation, VPN, VNC, Office, and VirusScan. We get frantic calls from people who saved the only copy of their thesis in their email account and somehow deleted their entire inbox (seriously guys, BACK UP YOUR DATA), people who forgot their passwords, and people who want to make their computers do crazy (impossible?) things. Sometimes the person on the other end of the line says, Hi, Im the IT person at my lab but I cant figure out this problem, which always sucks, because you know right from the start that the person asking you for help probably knows way more about computers than you do, but youve got to pretend otherwise anyway. It might seem like we know a whole lot about a whole lot, but thats not necessarily true. And it might seem like we support a whole lot of stuff, but that doesnt mean we like it. I obviously cant hear whats happening at the other end of the line when my coworkers answer the phone, but one look at their facial expression can be a dead give away that the client just said, So Im using Oracle Connector for Outlook, and Every Tuesday we have a training meeting in the Demo Center, which is basically a room set up for computer-related presentations, with a projector and a fancy interface that can easily switch the projector feed between many different monitors. During training meetings, all of the student consultants get together to eat free food. Well, then we also have to undergo some training in exchange for the free food, but its not so bad. Usually theres a guest speaker from some other department within IST who has come to explain to us the project that theyre working on. So for example, a few weeks ago we heard from the person who is overseeing the upgrade of the campus wireless network, who explained how the new routers work and what sort of questions we could expect to have people call us with based on the bugs that theyre still working out of the system. Last week we had delicious cake, because it wasnt Joannes birthday. Andrew (the student consultant responsible for stocking the food supply) wanted to buy a cake and couldnt resist the urge to have the bakery attendant write something on it. This week we learned lots of useful stuff about Athena, which made me happy, so its a good deal all around. So, how does this fit into my life at MIT? Well, I work anywhere from 6-10 hours per week, depending on the semester and my work load. And honestly, its a nice break from everything- to spend a few hours a week working on something not related to mechanical engineering, outside of the labs and classrooms of the academic buildings. Youve probably heard that working in tech support is an awful job, but I love it. Sure, sometimes you get phone calls from people who should never be allowed to touch anything with more processing power than a four function calculator, but I usually find those experiences entertaining. (Then again, Im the person who absolutely loved being a lifeguard mostly because of all of the nutty people I had to deal with on a daily basis- they gave me such good stories to tell at the end of my work day.) Also, the people I work with are great, both the students and staff. We are a really close knit group, and training meetings (when were all together at the same time) are always an entertaining affair. We always have a good time together, relating Help Desk war stories and cracking all kinds of jokesand only some of them are computer related. Okay, maybe half. =)

Friday, May 22, 2020

Role of Women in Ancient Mesopotamia Essays - 1194 Words

From Suffering to Suffrage As Mary Wollstonecraft once said, â€Å"I do not wish them to have power over men, but over themselves.† In this quote, â€Å"themselves† is referred to as women of course. It is somewhat customary to pick up a paper in today’s light and perhaps see read about Secretary of State, Hillary Clinton, or First Lady, Michelle Obama, even media specialist, Oprah Winfrey. The list could go on and on, but the point remains the same. If King Hammurabi of Babylon were living in today’s world and saw how dramatic the power of women has transformed over the years, he would perhaps declare himself Queen of Babylon. Kevin Reilly accurately depicts the struggling role of women from this early period of civilization through Assyrian†¦show more content†¦A prostitute as well must be bare while addressing the public. The Assyrian law had a way of putting the prostitutes, and unmarried women below the status of married women, and then married women also found themse lves on an entire level below men. There were severe consequences to any prostitute who decided to wear a veil. â€Å"They shall not take away her jewelry, but he who has seized her takes her clothing; they shall strike her 50 blows with rods; they shall pour hot pitch over her head.† (Reilly 34). This quote is very powerful in the way that these acts which occurred often back then, would not be anywhere near tolerated today. The physical pain that the female would endure in this process, not to mention the embarrassment of being stripped of all clothing leaving only jewelry, would be more than enough to relegate the role of the female. Perhaps the most disturbing part of the Assyrian code involves the tormenting of a slave that chose to wear a veil in public. The slave would be brought to the palace and stripped naked only to have her ears cut off. This is an extreme punishment that is unheard of in today’s terms. These punishments do serve a purpose however, in showi ng how the role of women in early civilizations was nearly absent. A palace decree was issued by the king of Assyria, Tiglath-Pileser. This decree mentioned the harsh punishments that would take place to man if he entered the palace without first being castrated. If an official knows a man is notShow MoreRelatedThe Difference Between Men And Women1229 Words   |  5 PagesThe difference roles in society between men and women have been a major conflict throughout time. The idea of who is more superior in a civilization has always typically fallen more towards man than women. Even though the idea of men and women having different society roles in history it is important to have in a society. Through out history in ancient Mesopotamia, ancient Judaism, and ancient Greek genders are important to each civilization; however, women are made to serve men, disobey man, andRead MoreBeginning of a Civilization Essay1198 Words   |  5 PagesModern civilization as we know it began as a group of shabby huts in the ancient region of Mesopotamia. Flowing from mountains in modern Turkey, the Tigris and Euphrates Rivers created an environment favorable for settlement. Wandering groups of people happened to come upon this fertile land. The warm temperatures allowed a permanent civilization to begin. Mesopotamia is a region which has a huge variety of geography combined into one expanse of land. There are rivers, valleys, mountains, floodplainsRead MoreSimilarities Between Ancient Egypt And Mesopotamia951 Words   |  4 Pageshistory are Ancient Egypt and Mesopotamia. However, because of the different geography, exposure to outside invasion, influence, and beliefs, Ancient Egypt and Mesopotamia came to not only contrast in political and social structures but also share similarities in them as well. When it came to the development of Ancient Egyptian and Mesopotamian civilizations politics played a prominent role in structuring the very foundation of each respective civilization. For instance, when it came to Ancient EgyptRead MoreAp History Compare and Contrast Essay: Egypt and Mesopotamia1296 Words   |  6 PagesEgypt and Mesopotamia Egypt and Mesopotamia developed different and similar political and religious civilizations. Mesopotamian civilizations such as the Sumerians, the Akkadian kingdom, the Assyrian empire and the Babylonian city-state, were all too dependent on the Tigris and Euphrates Rivers. 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While Mesopotamian politics were slightly less focused on religion and more on other aspects, the two societies shared many social characteristics. They both had defined social hierarchies, as well as similar views on gender roles. These traits are helpful in explaining the similarities and differences betweenRead MoreWomen s Status Of Inferiority1405 Words   |  6 PagesIn pre-Islamic societies, women were held in high regards as matriarchal communities widely existed. Their biology, with its ability to reproduce, enabled women to be worshipped for they were the principle of creating life; this fact opposed androcentric theories that state how the â€Å"nature† of women dictated a status of inferiority (Ahmed 11). However, as many scholars and theorists have noted, â€Å"the decline† of women’s status in pre-Islamic societies was likely from urban ization. As warfare increasedRead MoreEgypt And Mesopotamia Similarities984 Words   |  4 PagesPaper 1 In what ways were the civilizations of Mesopotamia and Egypt alike? In what ways were they different? What accounts for these similarities and differences? Mesopotamia and Egypt were the first known civilizations in history. While maintaining separate identities, they still managed to have a vast number of similarities. Differences that go beyond general location were also very prevalent between the two civilizations. One of the biggest similarities between the two civilizations isRead MoreFirst Civilizations: the Peoples of Western Asia and Egypt1057 Words   |  5 Pagesbe chaos. In this essay I will analyze the key civilizations that arose in Mesopotamia and Egypt. From there I will discuss how these societies meet the requirements of being considered civilization and then finally explain other sources that could be used to support these claims. I will begin by discussing the civilization that arose in Ancient Mesopotamia from 1792-1750 BCE. It was during this time where Mesopotamia is introduced to its first true law giver Hammurabi. While also being none as

Saturday, May 9, 2020

Principles of Finance Assignment - 1422 Words

Andrew Wolford BYS330 Principles of Finance Week Four Assignment March 4th, 2014 Chapter Ten Study Problem 10-4: (Payback period, NPV, PI, and IRR calculations) You are considering a project with an initial cash outlay of $80,000.00 and expected free cash flows of $20,000.00 at the end of each year for 6 years. The required rate of return for this project is 10 percent. a. What is the project’s payback period? Remember first that payback period is the number of years needed to recover the initial cash outlay related to an investment as is determined by the number of years just prior to complete payback + the unplaid-back amount at beginning of yearfree cash flow in year payback is completed. Here, simply enough, you just have to†¦show more content†¦Chapter Eleven Review Question 11-1: Why do we focus on cash flows rather than accounting profits in making our capital-budgeting decisions? Why are we interested only in incremental cash flows rather than total cash flows? First, a company receives and is able to reinvest free cash flows. Accounting profits, by contrast, are shown when they are earned as opposed to when the money is actually in hand. Generally speaking, a company’s accounting profits and free cash flows are not timed to occur simultaneously. As an example, capital expenses such as vehicles, plant, and equipment are depreciated over several years with their annual depreciation subtracted from profits. Free cash flows, however, will accurately reflect the timing of benefits and costs. This in turn shows when money is received, when it can be reinvested, and when it must be paid out. When measuring cash flows, only incremental after-tax flows matter. It is important to understand what new cash free cash flows the company will receive if it decides to go ahead with a particular project. In deciding which free cash flow is actually incremental, a company has to assess itself with versus without a particular new project. A company mus t take care to be wary of cash flows which are diverted from existing products. Merely moving sales from one product line to a new product line does not bring anything new into the company. Also, the firm should watch for incidental orShow MoreRelatedPersonal Financial Planning1579 Words   |  7 Pagesobjective of this course is to introduce students to 1. the fundamental principles of financial decision-making; and 2. how these principles are applied to personal financial planning. Students will learn the concepts and methods necessary in developing personal financial plans as well as the financial planning process applied in professional practice. Topics to be covered include the fundamental principles of finance, financial goal setting, budgeting, tax planning, cash management, personalRead MoreHrm 531 Week 2 Individual Assignment Essays1014 Words   |  5 PagesWEEK 2 INDIVIDUAL ASSIGNMENT To purchase this visit here: http://www.activitymode.com/product/hrm-531-week-2-individual-assignment/ Contact us at: SUPPORT@ACTIVITYMODE.COM HRM 531 WEEK 2 INDIVIDUAL ASSIGNMENT The Employment Law Compliance Plan task in the form of a memo, as described in the message from Traci on the Atwood and Allen Consulting Page. Activity mode aims to provide quality study notes and tutorials to the students of HRM 531 Week 2 Individual Assignment in order to aceRead MorePsy 100 Week 8 Assignment 2 – Adjustment Case Study – New Updated Work1210 Words   |  5 PagesPSY 100 WEEK 8 ASSIGNMENT 2 – ADJUSTMENT CASE STUDY – NEW UPDATED WORK To purchase this Click here: http://www.activitymode.com/product/psy-100-week-8-assignment-2-adjustment-case-study-new-updated-work/ Contact us at: SUPPORT@ACTIVITYMODE.COM PSY 100 WEEK 8 ASSIGNMENT 2 - ADJUSTMENT CASE STUDY - NEW UPDATED WORK Write a three to six (3-6) page paper in which you: 1. Summarize the two (2) articles you selected from the NPR Website. 2. Describe the major adjustment issues discussed inRead MoreValuing Project Achieve1744 Words   |  7 Pagesappropriate valuation model, analyzing the quality of financial data, finding an appropriate discount rate, and forecasting financial variables and cash flows. Corporate Finance course is strongly suggested as a prerequisite. Consult with faculty if this can be waived. Course Materials Textbooks: 1. Principles of Corporate Finance by R.A. Brearly, S. Myers, and F. Allen, 10th edition* 2. Analysis for Financial Management by R.C. Higgins, 9th edition* *These textbooks will be used for background readingsRead MoreChirality in Chemical Reactions Essay1169 Words   |  5 PagesFinance – 419 Scrap #29 Principles of Managerial Finance, by Lawrence J. Gitman. Published by Addison Wesley. Copyright  © 2006 by Pearson Education, Inc. Individual Assignment 1: Assignments from the Readings    †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Resource: Principles of Managerial Finance †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Prepare responses to the following problems from the text:    o  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Problems P5-3, P5-4, and P5-13 (Ch. 5) o  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Problem P10-4Read MoreHrm 517 Week 6 Assignment 1 Planning Document896 Words   |  4 PagesHRM 517 WEEK 6 ASSIGNMENT 1 PLANNING DOCUMENT To purchase this visit here: http://www.activitymode.com/product/hrm-517-week-6-assignment-1-planning-document/ Contact us at: SUPPORT@ACTIVITYMODE.COM HRM 517 WEEK 6 ASSIGNMENT 1 PLANNING DOCUMENT HRM 517 Week 6 Assignment 1 - Planning Document You have recently been appointed head of human resources and are now in charge of managing a small team. 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You do not need to create an exhaustive list for this assignment, but you should give good examples for each! Goals: To gradually progress to a low or zero carbon economy to mitigate the effects of drastic climate change. Develop strategies internally in the government bodies to have clear short term plansRead MoreIf Assignement1521 Words   |  7 Pages ACADEMIC YEAR 2013/2014 Bachelor of Science (Hons) Actuarial Science Bachelor of Science (Hons) Financial Mathematics YEAR 3 TRIMESTER 2 UKFF 3243 INTERNATIONAL FINANCE ASSIGNMENT (Question) ------------------------------------------------- ------------------------------------------------- Pick a multinational enterprise (MNE) from Table 1 below and answer ALL questions. Table 1: List of Multinational Enterprises | Acer Inc. (Taiwan) | Aeon Co. Ltd. (Japan) | Adidas AG (Germany) | Carrefour

Wednesday, May 6, 2020

Health and Fitness Portfolio Free Essays

Wendy Wu June 12, 2012 PPL1OF Health – Fitness Portfolio Reflection: Fitness is the condition of being physically fit and healthy, which is what we’ve learned and have been working towards for the entire second semester of this school year (2011 – 2012) in our grade 9 physical education and healthy living course. Through tests that we have completed three separate times during this semester, we can see the progress and improvements that we’ve made throughout the five months. These tests pushed us to do our best and see how we do when we are at our best. We will write a custom essay sample on Health and Fitness Portfolio or any similar topic only for you Order Now These tests were there so that the teacher and ourselves to see how well we were doing in six components: cardiorespiratory endurance, muscular endurance, muscular strength, flexibility, and agility. Cardiorespiratory endurance is the ability of one’s respiratory system (the heart and lungs) to provide oxygen and fuel for our bodies during sustained physical activity. This ability helps prevent any heart related illnesses, diabetes, etc. You could improve your cardiorespiratory endurance by continuously running, swimming, or cycling. In class, we were tested on this component by doing the beep test. The beep test consists of us continuously running from one point to another, stopping when reached the point and continuing after a beep. This cycle is continued until you feel like you cannot continue. The first time I completed the beep test was on February 21st and I received a 3. 5. After completing the test, I set a goal for myself the next time we do the beep test (which was in 8-9 weeks). This goal was to reach stage four of the beep test, meaning I had to run three more beeps to reach my goal. I thought this goal was â€Å"SMART† (specific, measurable, attainable, realistic, and time). The second time I completed the beep test, I received a 4. 2, two more beeps over my goal. This means that I have improved by five beeps (0. 5). My goal for the last beep test that was in four weeks was to reach level 4. 5, which meant that I had to run three more beeps than the beep test I had just completed. June 1, was the day that I ran my final beep test of the year. I finished the test with a 4. 7, improving by five beeps. Completing the test with a 4. 7 means I had accomplished my goal and exceeded it. Overall, I had shown a steady increase throughout the semester when it comes to my cardiorespiratory endurance. I believe that this increase was because I was involved in track and field throughout the semester. For warm-up during track and field, we had to run four laps. I think this helped in improving my cardiorespiratory endurance. I can improve my cardiorespiratory endurance even more by running up and down the street in the mornings daily (or weekly) or swim laps every week to boost my cardiorespiratory endurance and the amount of air my lungs can intake. Muscular endurance is the ability of a muscle to contract repeatedly. This helps with sports and daily activities. Some sports or activities that need muscular endurance are weightlifting, stairs, etc. The main idea of this ability is so that we â€Å"feel the burn†. We figure out our muscular endurance by doing a test of abdominal crunches and push-ups. The first part is to see how many abdominal crunches you could do in a minute. The second part was to see how many continuous push-ups you could do. On the first test, I did 34 crunches in a minute and 20 continuous push-ups. After this testing, I set a SMART goal for myself of 35 abdominal crunches and 22 push-ups. The second test, I did 36 abdominal crunches and 22 continuous push-ups. With these results, I know that I have improved by 2 in abdominal crunches and 3 in push-ups, as well as showing that I had exceeded my goal by one with both sections of the testing. This led me to set my goals for the third testing which were to do 38 abdominal crunches and 25 continuous push-ups. The third testing results ended up to be 38 for abdominal crunches and 33 for continuous push-ups. This displayed an improvement on both tests, as well as accomplishing my SMART goals. In the abdominal crunches sections, I advanced by 2 crunches from last time and reach my goal. For my push-ups, I bettered myself by 10 push-ups and surpassed my goal of 25 continuous push-ups. In the end, these result show a steady increase for the first part (the abdominal crunches) and a slow increase that becomes greater for the second section of the muscular endurance test (continuous push-ups). I think there was an increase because in between the first and second testing, our class had spent a week in the weight room doing a new unit. The first half of the week, we focused on muscular endurance and I think that helped improve my results in the second test. The training we did in the weight room included bench presses, lat pull-downs, abdominal exercises, etc. I continued to do similar exercises before I went to be after the unit had ended, which help improve my third test results. If I continue to do abdominal exercises and push-ups on my own time, my muscular endurance level would steadily increase. Muscular strength is the next component I am going to focus on. It is the amount or weight a muscle can contract once. This component increase muscle mass and increases your power, as well as helping with sports and daily activities like weightlifting, shot-put, javelin, discus, etc. We do a vertical jump test to determine our muscular strength level, which is when we are to stand against the wall with your arm extended to see your standing height. You would then jump with your arm extended to see how high you could jump and the difference between your standing height and your jumping height. I ended my first vertical jump test with 12 inches as my difference and set my goal for next time as 14† for my difference. My second testing result was a difference of 14†, which was my goal. During this test, I improved my muscular strength level by 2†. Then I had written my goal down as 16† for my next difference. I achieved this goal when I completed my third vertical jump and advanced myself from last time by 2†. Therefore, my overall muscular strength level had increased at a constant rate and improved because of the weight training unit we had done. Earlier I mentioned working on muscular endurance in the weight room for a part of the week; the other part was to work on our muscular strength. This helped me better myself in my muscular strength. I could improve my muscular strength level by doing weekly leg exercise like squats or free-weight/machine-weight/body-weight training with more sets than repetitions (reps). How to cite Health and Fitness Portfolio, Essay examples

Tuesday, April 28, 2020

Pablo Neruda Gives Us A Good Example Of Vanguard Literature In His Poe

Pablo Neruda gives us a good example of Vanguard Literature in his poem Walking Around. We can see the influence of surrealism in the poem because it does not rhyme at all, instead is an effort to express feelings and emotions in a free style. We can also see the existentialism idea as Neruda is bold and tells us everything that is in his mind. Neruda tells us what he thinks about society in general. In this poem we can see that Neruda is tired of technology, he says that he no longer desires to see elevators, or merchandise, or movie theaters. He is tired of all the new inventions humans have made. He is tired of seeing the same things over and over again wherever he goes. Same shoe shops, same stores, etc. In my opinion, he thinks that we have lost our individuality and that we all own the exact same artifacts and we all want to have whatever everyone else has. I also think that he's sorry that humans cannot appreciate the beauty of nature, and are polluting it with factories, buildings, and alike. Neruda grew up in the wilderness, and I think that he misses the wild landscapes and the fresh air he used to breath when he was a boy. The line that confused me was when he says that it would be delicious to kill a nun. I thought that because of his experience of loosing a friend during war, he would be against any kind of violence. But, I then I thought that since existentialism consists of an active role of the will, and not the reason, Neruda was just being spontaneous. He probably was just trying to get out all that he felt, even if this meant going to the extremes. Neruda was probably disappointed of the new inventions, and the destruction of nature and man itself. This poem clearly shows that Neruda is tired of living in the world around him.